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Homeownership can offer long-term financial security, but navigating the process requires preparation and planning. This 45-minute SmartFinance Academy webinar—presented by Flagstar Bank lending expert Darlene Leaks—will walk you through the essential steps to becoming a well-informed and financially ready homebuyer.

From evaluating whether you're ready to buy, understanding mortgage options, budgeting for upfront costs, and avoiding common pitfalls, this session is designed to equip first-time buyers with practical insights that support smarter financial decisions in today’s housing market.

Whether you're considering your first purchase or exploring homeownership as a long-term goal, this webinar will help you assess your readiness, strengthen your finances, and understand your options.

Learning Outcomes:

Participants will:

• Assess readiness for homeownership. Review key lifestyle and financial factors, including income stability, debt, savings, and long-term goals.
• Understand the mortgage process. From credit history and debt-to-income ratios to pre-qualification, loan types, down payments, and mortgage insurance.
• Learn how to budget for the actual cost of homeownership. From mortgage payments and insurance to property taxes, maintenance, and unexpected expenses.

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